Commercial Property Insurance

If you own a commercial property then you are going to need a comprehensive buildings policy to cover you against unforeseen events.

Our commercial property insurance policy has been designed to cater for almost every use and eventuality such as:

• Shops
• Offices
• Shops with Residential Accommodation
• Offices with Residential Accommodation
• Unoccupied Commercial Property

We can provide cover whether the property is used by the owner as occupier or where the property is let, leased or sub-let to tenants.

The key additional features of our policy

• Standards perils plus
• Malicious Damage caused by your Tenants
• Unauthorised Alteration Cover
• Trace and Access Cover
• Plate Glass Cover
• Replacement Locks Cover
• Loss of Rent cover up to 25% of the building sum insured
• £5,000,000 Property Owners Liability
• £10,000,000 Employers’ Liability

These additional benefits are included free of charge as standard with all our Commercial Property Insurance policies in addition to the standard perils. Cover for Accidental Damage is also available for a small additional premium.

If the property is split between commercial and residential use then we will also be able to provide cover on the appropriate basis. All residential use types are accepted including Owner Occupied, Professional/Retired Lets, Student Lets, Dss Lets, Asylum Seekers, Holiday Homes and Unoccupied.

Cover can also be provided if the commercial property is Unoccupied – we will provide full cover and will be able to amend the policy at a future date should it become let or leased.

This product is provided by our parent company Vasek Insurance, if you require a quotation please click on the link below and a new window will open for you, so you may obtain an instant online quotation.

Summary of Cover  Get a Quote

• Landlord Insurance
• Unoccupied Property Insurance
• Holiday Home Insurance
• Overseas Property Insurance
• Rent Guarantee Insurance