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A Guide to the PRA’s Portfolio Landlord Underwriting Changes

Back in January 2017, the Bank of England’s Prudential Regulation Authority (PRA) introduced the first phase of its changes to buy-to-let mortgage lending. Now, the industry is preparing for phase two. The first phase included stricter affordability tests, including a stress test on interest rate rises, for buy-to-let landlords....

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Landlords are Confident in the Buy-to-Let Market, New Survey Shows

Despite some recent negative feelings towards buy-to-let, the majority of landlords are confident in the sector, believing it is a promising investment opportunity, according to the findings of a survey of 500 UK landlords by property investment consultancy Knight Knox. 59% of landlords are still confident in letting property...

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UK housing market remaining stagnant

The UK housing market remained flat in the last month, with the national asking price increasing by just 0.1% month-on-month. As ever, the data from Home.co.uk reveals regional variation. Property Price Growth House price values are still 3.3% greater than one year ago, led by growth in the East...

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