Don’t Try This at Home! Protect Yourself Against Accidental Damage

With Easter just around the corner and spring firmly in the air, many of us will be thinking about updating or brightening up our homes.

While some of us will want to splash out on new décor, others will simply face the repair work that’s needed doing for a while. If you are thinking of sprucing your property up, whether you’re a landlord or a tenant, we have this season’s top colour schemes to inspire you:

If you have some tedious tasks awaiting you this bank holiday, you’re not alone. But are you one of the 33% who have started a job with no idea what they’re doing? If so, you may want to avoid causing some serious issues.

The most common DIY projects that we attempt are: interior painting, assembling flat-pack furniture, and putting up shelves.

Research from Allianz shows that while 50% of us will rely solely on videos from YouTube on how to complete these jobs, the three tasks that we’re most likely to pay a professional for are: repairing the central heating, plastering, and roofing.

On average, it takes us two whole years to complete a DIY job.

In one in five cases, Allianz found that the job was abandoned and a professional was called in. A huge 51% currently have unfinished jobs around their property.

Aside from the cost of having a substandard job fixed, 15% of people reported that they had injured themselves or someone else, while 30% had caused an accident because they weren’t wearing the right protective clothing.

And it’s not just our own homes that we’re damaging – one in ten said they had caused damage to other people’s homes while carrying out DIY work.

Issues can also arise when private tenants attempt to fix something in their rental properties.

Alex O’Farrell, a 22-year-old student, had a nasty shock when he tried to complete some DIY work in his rented home.

He explains: “There had already been a few problems in the house with damp and water leaks, and each time this had happened before, I called our landlord to come over and fix it.

“We were all away one weekend and got back on the Sunday to find the wallpaper in my housemate’s bedroom looking damp and bubbly. The boiler is in the roof, so we assumed something was leaking and that was causing the problem.”

Rather than calling the landlord to fix the issue, Alex bought some tools and sealant and decided to try and sort the problem with his housemates.

“On heading into the attic with a torch, my more nimble housemate Ben took three or four steps towards the problem and there was a thunderous bang as he fell through the ceiling,” he continues.

“Luckily he managed to grab onto two beams in the ceiling and I pulled him out with the help of a friend pushing him from below. Tom looked scared for his life and did not find the situation funny at all, while we were in stitches and managed to get a photo of him.”1

In total, the damage cost between £400-£500, and the landlord had to call in a professional to fix the issue.

If you are not confident in your DIY abilities, it is vital that you call in a professional to complete the job, rather than risk causing accidental damage.

You may have some repairs that need completing on your rental property this Easter. If you do plan on fixing issues yourself, ensure that your landlords insurance covers you for accidental damage.

At Just Landlords, if you take out a policy or renew an existing policy after 1st January 2016 covering your buildings, you will be covered for accidental damage to your building under our basic Landlord Property Insurance policy from the start or renewal date.


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