Unoccupied Property Insurance

Owning a property which is Unoccupied has its problems, so we have designed our Unoccupied Property Insurance policy to cater for these needs.

You will find that our policy will cater for a whole host of empty property scenarios which include, but are not necessarily limited to:

• Properties which are in between tenents or awaiting tenants
• Properties which are undergoing work or renovations
• Properties where work or renovations are waiting to commence
• Properties which are being redecorated
• Properties where the owner has moved into a nursing home
• Properties where the owner is in hospital
• Probate where the owner is deceased
• Owner living or working abroad
• Owner waiting to move into the house or flat

The level of cover provided depends on the reason for unoccupancy, however, in most instances full cover is provided including £5,000,000 property owners liability. Cover may be restricted by us if major structural renovations are being made to the property.

A discount is provided if the Unoccupied Property is furnished for normal habitation (Level 2 cover) and we provide a 50% discount if you wish to restrict cover yourself (Level 1 cover).

Should your property become tenanted at any time you can simply amend your policy to our Landlord Insurance cover, which would then meet your new requirements.

Summary of Cover  Get a Quote

• Landlord Insurance
• Holiday Home Insurance
• Overseas Property Insurance
• Rent Guarantee Insurance