Not all landlord insurance is the same. Ours has been created by experts in the insurance and property field.
Landlord Insurance
Our Landlord Insurance includes essential covers that most other providers simply do not want to offer and we do not charge any more money for them. They are all included as standard with every one of our policies.
We feel that we simply offer the widest insurance cover available, which provides you with total peace of mind and complete financial protection.
In fact, if you check your current policy we feel that you will be surprised at how much more cover you get when you insure with Just Landlords.
These covers are what we like to call our 40 essential covers for landlords. If your current policy does not offer these to you, then does it really provide total peace of mind?
Our 40 essential covers start with the basics, which include loss or damage caused by:
| Full Accidental Damage Cover | |
| Fire | |
| Lightning | |
| Earthquake | |
| Explosion | |
| Storm | |
| Weight of Snow | |
| Flood | |
| Escape of Water | |
| Escape of Oil |
| Theft or Attempted Theft | |
| Riot | |
| Malicious Damage | |
| Terrorism | |
| Collision by Aircraft, Animals of Vehicles | |
| Falling Trees, Branches, Lampposts and Telegraph Poles | |
| Breakage or Collapse of TV Aerials and Satellite Equipment | |
| Subsidence, Landslip or Heave | |
| Malicious Damage Caused by Your Tenants | |
| Theft or Attempted Theft by Your Tenants |
Our 40 essential covers really start to put the rest to the test, we also provide:
| Landlord’s Contents for Curtains, Carpets and White Goods | |
| Nest Removal | |
| Underground Services | |
| £1,000,000 for Loss of Rent/Alternative Accommodation | |
| Trace and Access | |
| Unauthorised Alterations, Including Drug Factories | |
| Additional Expenses | |
| Replacement Locks | |
| Landscaped Gardens | |
| Fire Extinguisher Expenses |
| Unauthorised Use of Services | |
| Emergency Access Expenses | |
| Closed Circuit TV | |
| Fly Tipping and Abandoned Contents | |
| Buyer’s Benefit when You are Selling | |
| Index Linking to Protect You | |
| £5,000,000 Property Owners’ Liability | |
| £5,000,000 Legal Liability as Occupier or Landlord | |
| £5,000,000 Defective Premises Act 1972 | |
| £10,000,000 Accidents to Domestic Staff |