Our Landlord Insurance includes essential covers that most other providers simply do not want to offer and we do not charge any more money for them. They are all included as standard with every one of our policies.
We feel that we simply offer the widest insurance cover available, which provides you with total peace of mind and complete financial protection.
In fact, if you check your current policy we feel that you will be surprised at how much more cover you get when you insure with Just Landlords.
These covers are what we like to call our 33 essential covers for landlords. If your current policy does not offer these to you, then does it really provide total peace of mind?
Our 33 essential covers start with the basics, which include loss or damage caused by:
|Escape of water from any fixed appliance, pipes or tanks, frost damage|
|Escape of oil from any fixed appliance, pipe or tank|
|Theft or attempted theft|
|Malicious damage caused by your tenants|
|Collision with the property by aircraft, animals or vehicles|
|Falling trees, branches, lamp posts or telegraph poles|
|Breakage of TV aerials, radio aerials or satellite receiving equipment|
|Subsidence, landslip or heave|
Our 33 essential covers really start to put the rest to the test, we also provide:
|£5,000,000 Property Owners Liability and Legal Liability|
|£10,000,000 Employers Liability for domestic staff|
|£5,000 cover for theft or attempted theft by your tenants|
|£5,000 contents for carpets, curtains and white goods|
|Accidental damage to glass|
|Accidental damage to underground services at the property|
|£1,000,000 to cover Loss of Rent when the property is uninhabitable|
|Trace and access cover to locate the source of and fix leaks|
|Unauthorised alteration cover for when the premises are changed|
|Additional expenses cover for debris, local authority fees and surveyors|
|£5,000 Replacement locks cover|
|£25,000 Landscaped gardens cover|
|£5,000 Fire extinguisher expenses cover|
|£5,000 Unauthorised use of services cover|
|£5,000 Emergency access expenses cover|
|£5,000 Closed circuit TV cover|